Loaning money – how does it work?

1. Determine which loan form you want

On the website of Bank you will find all information about the various loan forms, namely the standing credit and the personal loan . Determine here which loan is most suitable for you.

2. Apply for your loan online

After a choice for a loan form and the amount you can directly submit your application online . Keep the following information ready to go through the application as quickly as possible: your personal details, your salary details (to be found on your payslip) and your living expenses (to be found on your bank statement). This information may also be required from your partner.

3. You will receive a quote immediately

After entering your details, you will immediately receive the quotation. You can print it out and read everything at your convenience. It is a quote, so you are not attached to anything.

4. Send back the signed quotation

Does the quote appeal to you? Then you send back the signed quotation and requested documents. Send one copy of the signed offer to us by mail. For all other documents you will receive an e-mail containing a link to your personal online page. We indicate precisely which documents are needed to assess the application definitively.

Do you prefer to send the documents by mail? Of course you can. The processing of your application will take a little longer. Bank, Antwoordnummer 13035, 5200 VE ‘s-Hertogenbosch. No stamp is required.

5. Bank will assess your application definitively

On the basis of your application and the submitted documents, we will review your application on the basis of our assessment criteria. We look, among other things, whether you meet all the conditions for responsible lending.

6. Bank will transfer the money to you

As soon as possible after the final assessment, we will inform you about the results and transfer the money to your bank account. If you have correctly returned all requested documents, this can be arranged within a few days.

7. Changes in personal situation

At Bank we find it important that your loan fits your personal and financial situation. If you change your financial situation in the future, please contact us. If necessary, we look together with you for a solution that fits your new financial situation.