What you need to know about a Personal loan
“Do you want to borrow money that you spend in one go for a specific purpose? For example for a car. Then a Personal loan can be a logical choice. With a Personal loan you lend a fixed amount once at a fixed rate. The period (period) on which you repay the loan is also fixed. The total costs of a Personal loan are clear in advance. So you know exactly where you stand. You pay a fixed amount of interest and repayment monthly for your loan. When choosing the duration, take into account that it is not longer than the lifespan for the purpose for which you borrow. This way you ensure that you have paid off your loan if you want to replace it. “
Bank is an expert in the field of online money borrowing
For more than 20 years, Bank has been helping customers find an appropriate and advantageous loan. All these years, Bank is supervised by the Netherlands Authority for the Financial Markets (AFM) and we have a license for offering credit. In addition, Bank is affiliated with the Association of Finance Companies (VFN) in the Netherlands where safe and responsible borrowing is paramount. Read more about who Bank is .
10 reasons to take out a Personal Loan with Bank
You do not borrow money every day. That is why you want to know exactly where you stand before you take out a Personal Loan. Bank is honest and clear about borrowing money. No hidden costs or surprises afterwards, but clear conditions. Moreover, you can always pay a Personal Loan at Bank without penalty, as often and as much as you want. Want to know more about Bank? Read here the 10 reasons to take out a Personal Loan with Bank.
At Bank you can apply for your Personal loan completely online
Requesting a Personal loan from Bank goes completely online. We do not advise you, but we would like to inform you as completely as possible. You decide yourself whether a Personal loan fits your loan goal, personal and financial situation. You can use our handy online calculation tool to calculate the costs for a Personal Loan. Have you calculated the desired Personal Loan? Then you can always request a free quote for a Personal loan from Bank. With a quote from Bank you are nowhere fixed. Does the quote appeal? Then you can upload the data and the requested documents online in your secure environment. Read more about how a loan application works at Bank .
When a Personal loan
A Personal loan is a good choice if you know in advance how much you want to borrow. With a Personal Loan, you have security in the form of a fixed term with a fixed interest rate and repayment.
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The term of a Personal loan is at least 24 months and a maximum of 120 months.
|€ 5.000, –||€ 82.49||6.0%||6.0%||72||€ 5,939.26|
|€ 10,000, –||€ 162.75||5.5%||5.5%||72||€ 11,718.19|
|€ 15,000||€ 244.13||5.5%||5.5%||72||€ 17,577.29|
|€ 25,000||€ 406.88||5.5%||5.5%||72||€ 29,295.49|
This is a non-ongoing money credit. The chosen term and the associated monthly costs are fixed. Repaid amounts can not be withdrawn again. Reference date 1 January 2019. For each credit class, a maximum interest rate applies as currently shown in the above table (now a maximum of 5.5% to 6%). Your interest will not be changed during the term of your Personal Loan. The Annual percentage rate of a Personal loan is equal to the interest. With the exception of the interest, no additional costs are charged.